Public Insurance Claims / Adjusting Tips / Popular Questions

How long does the process usually take?

That is a great question. There is no true answer to that question as it depends on the complexity of the loss. It can take a couple of weeks to a couple of months.

What is the difference in insurance claims adjusters? There are three classes of insurance claims adjusters:

Staff adjusters — Insurance adjusters who are employed by an insurance company or self-insured entity)

Independent adjusters — Insurance adjusters who are independent contractors hired by the insurance company.

Public adjusters — Insurance adjusters who are employed by the policyholders.

“Company” or “independent” — adjusters can only legally represent the rights of an insurance company.

Wind damage tips / advice for homeowners and business owners with hurricane wind damage:

Advice From Marc Lancaric – Public Adjuster & President of Global Patriot Adjuster, LLC:

“When high winds, tornadoes, or hail hit your home, it’s smart to check for signs of permanent damage.”

Look for these six signs of wind-related trouble:

  1. New cracks in walls, especially walls near windows and doors. Cracks larger than a quarter-inch or more are a sign that walls may have shifted or settled. Exterior foundation cracks or changes in the levelness indicate foundation issues have arisen.

  2. Plumbing problems like leaks around the water heater or water softener.

  3. Flush your toilets and turn on all your water faucets, then check your pipes for leaks.

  4. Water stains or yellowing on your ceilings over the next few weeks — clues that the roof was damaged.

  5. Gutters that have pulled away or are no longer sloped correctly.

  6. If your home was hit by hail:

    • Check patio covers, screens, windows, and soft aluminum roofs for damage.

    • Examine roof shingles (use binoculars if you can’t safely climb a ladder) for holes or dents.

    • Go over vehicles looking for dents and broken or cracked glass.

If you find hail or wind damage:

  • Cover any broken windows and holes in your roof, as well as any broken glass on the car, to prevent further damage.

  • Report your insurance claim as soon as possible; no matter what the level of damage.

  • Take pictures before you make any temporary repairs.

  • Keep receipts for any temporary repairs you have to make because your homeowner’s policy may cover those costs.

  • Do a reference check on any contractor you hire to repair your home. Fraudsters working home repair scams typically follow the path of storms.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim.

Contact us for a FREE no-obligation consultation or for advice on how to proceed with your major hurricane insurance claim.

 Our team of public insurance adjusters is assisting small and large businesses, plus homeowners with major property damage claims from recent Hurricane Ian in the following Southwest Florida cities:

 
Make us your first call at 561-408-5533.

Make us your first call at 561-408-5533.